Small Business Loan

Could a Small Business Loans Empower Your Company?

Empire Lending Services works with the Small Business Administration to offer companies like yours low-interest loans. We have worked hard to develop a portfolio of financial products that can provide funding tailored to your unique situation. Through these government-backed loans, we can help you get more money and better terms than you would otherwise likely qualify for.

Buy Business Equipment

One of the most common ways to use an SBA loan is to fund the purchase of essential equipment and capital assets. This can include equipment such as the following:

  • Healthcare equipment
  • Vehicles
  • Trucking supplies
  • Heavy equipment
  • Manufacturing machines
  • Machine tools
  • Laundry equipment

Acquire Another Brand

We can help you secure a small business loan so that you can purchase another business or buy out a partner. These loans are typically available with 15-year terms, amortization, no ballooning and no prepayment penalties. We can provide financing of up to 80%. We will look primarily at the cash flow and management of the business.

Start Your Real Estate Project

Another popular use for SBA loans is to pay for real estate. You can purchase, renovate or refinance owner-occupied and hospitality properties. These are some examples of qualifying property types:

  • Automotive services facilities
  • Healthcare practices
  • Childcare facilities
  • Hotels
  • Veterinary practices
  • Single-purpose buildings
  • Nonconforming properties

Get Excellent Terms

When you choose a small business administration loan, you can get better terms than would otherwise be available. This includes funding up to $5 million. Like business acquisition loans, our other small business loans have no penalties for early payment, no ballooning and full amortization. They are available with up to 25-year terms and fixed or variable rates under the 504 and 7a programs.

Learn More

An SBA loan could be the best way to get funding for your business. Contact Empire Lending Services today to learn more. One of our representatives will help you get started with a free consultation.